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Food Truck Insurance, a Recipe for Business Protection

Food Truck Insurance, a Recipe for Business Protection

Kissimmee, Fla.—Food trucks continue to be favorites among customers of all ages, and even all demographics. According to a study conducted by the U.S. Department of Commerce, starting a food truck can be a really challenging task. That is so, because during the first year the owner is required to comply with an average of 45 separate government mandated procedures, and it requires a large amount of upfront money in permits, licenses, and other legal compliance.

Still, that hasn’t deterred restaurateurs and other entrepreneurs from setting it up successfully and being able to provide for their families, and build up a stable financial future.

Among the keys to success, of course as it is in every business, you need to offer the right product, price it correctly so your customers keep coming and repeat their buys. Location is also an important component, as it is to keep your business’ brand name and product offerings in your customers’ minds, and attract new ones. Pretty simple so far, right?

Another key is to keep a good business insurance policy so you can protect your food truck business from financial loss. You must ensure to obtain protection against the cost of claims, damages to your business property, and especially lawsuits.

At this point you may be wondering what kinds of insurance are there in the market, available to provide a well-balanced protection to your restaurant on the road.

Here’s an idea,

It is always good to start with the basic. A Business Owners Policy (BOP) will typically provide three essential coverage types like:

  • Business Liability Insurance
  • Commercial Property Insurance
  • Business Interruption Insurance

There is a wide variety of businesses that can benefit from these types of insurance. Some of them include but are not limited to:

  • Catering Trucks
  • Concession Trucks
  • Ice Cream Trucks

There are also other types of insurance that can really add up additional layers of protection in particular areas.

For example:

A Food Spoilage and Contamination Insurance policy can cover your business after a food-borne illness outbreak. It can reimburse the expenses of loss of income due to the shutdown, also cleaning of the equipment, medical tests and/or vaccinations required, as well as the replacement of contaminated food, and the cost of advertising needed to restore your business reputation.

One of our local agents will be pleased to walk you through all your options and allow you to choose from different insurance carriers, based on your priorities and needs.

Our Orlando location has served the insurance needs of the Central Florida community for over 12 years, by offering a full spectrum of truck insurance products and services for owners operators, and small to large fleets. As a local independent insurance agency, Kissimmee Truck Insurance works with top insurance companies in the market, so we can provide you with the right tools to make the best decision at the time of purchasing insurance coverage that truly matches your business’s needs. From Commercial Auto Insurance and/or Contractor Insurance, to Truck Insurance.

Talk to our local, fully bilingual, and experienced agents from Kissimmee Truck Insurance and let them know what your needs and priorities are. Give us a call today at (407) 203-7085— for an initial consultation and quotes from multiple insurance carrier choices who support us in Florida!